Our virtual dollar card is powered by a trusted provider and designed for seamless international payments. To ensure uninterrupted service, please take note of important guidelines — including countries where the card is restricted and how to avoid termination due to inactivity or certain usage patterns.
Why Cards Get Restricted or Terminated
Some merchant categories (MCCs) or countries may lead to your card being blocked. For example:
MCC CODE | DESCRIPTION | EXAMPLES |
4829 | Money Transfer | Wise, MoneyGram etc. |
5966 | Direct Marketing – Outbound Telemarketing Merchant | Telemarketing companies |
6051 | Non-Financial Institutions – Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Travelers Cheques, and Debt Repayment | Coinbase, Luno, Binance |
6211 | Security Brokers/ Dealers | Investment companies. |
7273 | Dating Service | Tinder, Badoo etc. |
7297 | Massage Parlors | Thai-Me Spa |
7800 | Government-Owned Lotteries (US Region only) | State lotteries (e.g., California Lottery, New York Lottery) |
7801 | Government Licensed On-Line Casinos (On-Line Gambling) (US Region only) | DraftKings, FanDuel |
7802 | Government-Licensed Horse/Dog Racing (US Region only) | Churchill Downs, Santa Anita Park |
7995 | Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks | Bet9ja, Premier Bet, Merrybet |
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| Ride Hailing Services |
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| Home/Business Security |
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Restricted Countries
Certain countries are also on the restricted list due to sanctions, including:
Algeria
Belarus
Burundi
Central African Republic
Comoros
Congo (The Democratic Republic of the Congo
(The Republic of) Cuba
Gambia (The)
Iran (Islamic Republic of)
Iraq
Korea (The Democratic People's Republic of, North)
Kyrgyzstan (AKA Kyrgyz Republic)
Lebanon
Liberia
Libya
Maldives
Myanmar
Nicaragua
Russian Federation
Afghanistan
Sao Tome and Principe
Serbia
Somalia
South Sudan
Sudan, Suriname
Svalbard and Jan Mayen
Syrian Arab Republic
Tajikistan
Togo
Tokelau
Turkmenistan
Ukraine
Uzbekistan
Venezuela (Bolivarian Republic of)
Wallis and Futuna
Yemen (Republic of)
Zimbabwe
Palestine
Best Practices to Keep Your Card Active
Use the U.S. billing address on your card exactly as it appears.
Avoid payments on high-risk platforms such as gambling sites or crypto exchange services.
Steer clear of transactions in restricted countries.
Avoid repeated failed transaction attempts—they may trigger holds or restrictions.
What Happens If Your Card is Inactive?
The card may disappear or appear frozen in-app and on the web.
Should in case your card was terminated, your remaining balance will be refunded back to your naira wallet.
You will be required to create a new card if your card is terminated.
How to Get Back Up & Running
Go to Cards → Create New Card
Use the address provided on your new card for all billing information
Avoid using it on restricted merchants or markets
In summary:
Your card is safe, just be mindful of what and where you use it. Stick to U.S. billing, avoid restricted sites or countries, and refrain from repeated failed attempts. This helps ensure your card remains functional.