All You Need to Know About Your EUR Account

Your Pouchers EUR account gives you a unique virtual IBAN, issued the moment your KYC is approved. No waitlist, no paperwork, no branch visit. Once it's live, you can receive EUR from your own EU/EEA account, a registered business, or family, the same way you'd receive money into any European bank account.

Your account is addressable on two payment rails.

Whoever is paying you needs your IBAN to send EUR. You'll find it on your account screen.

Please Note: The minimum deposit is €2; deposits above €1,000,000 automatically route through SEPA Credit instead of SEPA Instant. If the beneficiary bank doesn't support SEPA Instant or doesn't respond in time, your payment is automatically rerouted as SEPA Credit. Deposits are also held in review by our banking partner before final status is confirmed, so the timelines above are a guide, not a guarantee.

Please note: Unlike GBP, EUR does allow person-to-person transfers from family, up to €2,000. Business and first-party payments have no cap.

The sender's IBAN must be issued in the EU/EEA, the UK, or a small number of neighbouring countries and territories. Contact support if you're not sure whether a specific country is covered.

Deposits are matched to your account using your IBAN alone; no reference is required from your sender. If they want to add one for their own records, they can, and it'll appear on their bank statement, but it won't affect whether your deposit is matched.

Your EUR account is built for receiving legitimate payments: salary, freelance income, invoices, and business settlements. It can't be used to receive payments related to crypto, P2P transfers, betting, or forex trading. Payments tied to these will be declined or flagged for review.