Your Pouchers cards come with specific fees and spending limits. Here’s a breakdown of the applicable charges, card limits, and usage rules.
Card Fees
Action | Fee |
Virtual Dollar Card Creation | $2 (one-time) |
Premium Card Creation | $5 (one-time) |
Card Top-up | Free |
Withdraw Funds from Card | Free |
Declined Transaction Due to Insufficient Funds | $0.50 |
What Do These Fees Mean?
Card Creation Fee
A one-time fee applies when you create a card.
Virtual Dollar Card: $2
Premium Card: $5
Card Top-up
Topping up your card is free. You can add funds without paying an additional top-up fee.
Withdrawal Fee
Withdrawing funds from your card back to your Naira wallet is free.
Declined Transaction Fee
A $0.50 fee applies only to card transactions declined due to insufficient funds.
No fee is charged when your card is frozen, including when the system freezes it.
To avoid declined-transaction fees, ensure your card has sufficient funds before making a payment.
Card Transaction and Spending Limits
Each Pouchers card has the following transaction and spending limits:
Single transaction limit: $10,000 for both tokenized and non-tokenized cards.
Daily cumulative spending limit: $50,000 per card.
Monthly spending limit: $400,000 per card.
These limits apply to each card individually. Transactions are subject to applicable card restrictions and merchant acceptance.
Maximum number of cards: You can create up to two Virtual Dollar Cards and two Premium Cards—one Visa and one Mastercard for each card type.
Need More Help?
If you have questions about card fees or notice a charge you don’t understand, contact our support team through:
In-app chat
WhatsApp: 0704 292 8777
Email: [email protected]